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Capital Planning & Capital Adequacy Assessment

RP Financial's capital planning services result in robust capital plans with appropriate capital targets based on risk assessments and capital stress testing and include capital preservation and contingency strategies.

Capital Stress Testing


Our enterprise-level and loan portfolio stress testing, which are designed to conform to regulatory guidance, apply plausible stress scenarios considering the bank's key risks, on both current and projected earnings and capital 

Capital Plan Preparation


We develop plans integrating risk
assessments, stress testing, existing and
targeted capital levels, and overall strategic
and risk profile objectives

Capital Structures and Targets


We facilitate the transition from
formulaic regulation-driven capital adequacy approaches to one based on
risk assessment and stress testing

Review of Capital Instruments


Banks frequently seek our independent advice to review the pricing of proposed offerings given the strategic plan and regulatory requirements

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