BEGIN:VCARD VERSION:2.1 N;LANGUAGE=en-us:Riggins;Ronald;S. FN:Ronald S. Riggins ORG:RP Financial, LC. TITLE:President and Managing Director NOTE;ENCODING=QUOTED-PRINTABLE:Monday, June 16, 2008 4:01 PM:=0D=0A= RP Financial provides financial and management consulting, merger advisory = and valuation services to the financial services industry nationwide. We o= ffer a broad array of services, high quality and prompt service, hands-on i= nvolvement by principals and senior staff, careful structuring of strategic= initiatives and sophisticated valuation and other analyses consistent with= industry practices and regulatory requirements. Our staff maintains exten= sive background in financial and management consulting, valuation and inves= tment banking. Our clients include commercial banks, thrifts, credit union= s, mortgage companies and other financial services companies.=0D=0A= ------------------------------------------------------------------=0D=0A= Monday, June 16, 2008 12:18 PM:=0D=0A= RP Financial provides financial and management consulting, merger advisory = and valuation services to the financial services industry nationwide. We o= ffer a broad array of services, high quality and prompt service, hands-on i= nvolvement by principals and senior staff, careful structuring of strategic= initiatives and sophisticated valuation and other analyses consistent with= industry practices and regulatory requirements. Our staff maintains exten= sive background in financial and management consulting, valuation and inves= tment banking. Our clients include commercial banks, thrifts, credit union= s, mortgage companies and other financial services companies.=0D=0A= ------------------------------------------------------------------ TEL;WORK;VOICE:(703) 647-6543 TEL;WORK;VOICE:(703) 528-1700 TEL;CELL;VOICE:(703) 989-4665 TEL;WORK;FAX:(703) 528-1788 ADR;WORK;PREF:;;1100 North Glebe Road, Suite 1100;Arlington;VA;22201;United States of America LABEL;WORK;PREF;ENCODING=QUOTED-PRINTABLE:1100 North Glebe Road, Suite 1100=0D=0A= Arlington, VA 22201=0D=0A= United States of America X-MS-OL-DEFAULT-POSTAL-ADDRESS:2 URL;WORK:http://www.rpfinancial.com EMAIL;PREF;INTERNET:rriggins@rpfinancial.com EMAIL;INTERNET:rriggins@cox.net PHOTO;TYPE=JPEG;ENCODING=BASE64: /9j/4AAQSkZJRgABAQEAYABgAAD/2wBDAAYEBQYFBAYGBQYHBwYIChAKCgkJChQODwwQFxQY GBcUFhYaHSUfGhsjHBYWICwgIyYnKSopGR8tMC0oMCUoKSj/2wBDAQcHBwoIChMKChMoGhYa KCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCj/wAAR CABeAEgDASIAAhEBAxEB/8QAHwAAAQUBAQEBAQEAAAAAAAAAAAECAwQFBgcICQoL/8QAtRAA AgEDAwIEAwUFBAQAAAF9AQIDAAQRBRIhMUEGE1FhByJxFDKBkaEII0KxwRVS0fAkM2JyggkK FhcYGRolJicoKSo0NTY3ODk6Q0RFRkdISUpTVFVWV1hZWmNkZWZnaGlqc3R1dnd4eXqDhIWG h4iJipKTlJWWl5iZmqKjpKWmp6ipqrKztLW2t7i5usLDxMXGx8jJytLT1NXW19jZ2uHi4+Tl 5ufo6erx8vP09fb3+Pn6/8QAHwEAAwEBAQEBAQEBAQAAAAAAAAECAwQFBgcICQoL/8QAtREA AgECBAQDBAcFBAQAAQJ3AAECAxEEBSExBhJBUQdhcRMiMoEIFEKRobHBCSMzUvAVYnLRChYk NOEl8RcYGRomJygpKjU2Nzg5OkNERUZHSElKU1RVVldYWVpjZGVmZ2hpanN0dXZ3eHl6goOE hYaHiImKkpOUlZaXmJmaoqOkpaanqKmqsrO0tba3uLm6wsPExcbHyMnK0tPU1dbX2Nna4uPk 5ebn6Onq8vP09fb3+Pn6/9oADAMBAAIRAxEAPwD3bxFr1/ZatLBbOgjUDAK57VmjxRqv/PSP /vil8WrnXJvoP5VkBai5Jr/8JRqv/PSP/vij/hKNV/56R/8AfFZO2oLy7trGEy3kyQx+rnGa Lgbp8Uar/wA9I/8AvimnxTqv/PSP/viuGPjTQhJs+1Hr97YcVtWV7a6hF5lnPHMnqhzikpX6 lOMlubp8Var/AM9I/wDvio28WasP+WsX/fFZjLxUTLTIOt8J+Kbq/wBZOn3gVmaPzFZRjA6Y ornvBIx45j/69j/OiqRSNnxUM63N9B/KskLWz4o/5DM30H8qywKliMHxNr9roNurTndPJ/q4 x/F/9avJdTvrrW71ri7kZ8n5V7KPQCtr4qyF/F8cRziO2TA+pNZNo0SBEDL5h7E1x15u/Kj1 MBSj8TIjZAx/dqpbXV7ot2LmxlaJxxx0PsR3rfMExUt8gGMg5rH1G5tyrRsy78frWEHJPQ9K tTi4WZ6V4C8TN4k0+c3Eax3lu+yUL0PoRXSsteRfCi7W18W3FuzBVurfOCcfMp4/ma9gYV6M JcyTPnasOSbRL4NGPHUX/Xqf50U7wh/yPcX/AF6n+dFaIk2PE/8AyGZvoP5VmDrWn4oP/E5m +g/lWUDUsk8a+IKtd+KL2d22SQSCAYHQBRjPr1zXPppNxMFZLiIKT837vLH2z2rq/irG0XiQ SGJ0jnij2yY+WQruB59Rx+lY9vP5cWCAGPG41wzk4ysezhYwnFX00KJedNOuINxZEYAN3296 bHpURRpDdSNC4BEf8I+n1qzDHIUuNio8bAgkvjHvTbKbEXkrIJDjawBzipvKKOxxpytcf4Os om8XWqEAsJFPJ6jkn+Qr3B68Y8E232jxvZqGI8sGViPYZx+eK9nY100PhueLi2uZJdCbwj/y PcX/AF6n/wBCoo8I/wDI9Rf9ep/9CorpWxzGn4qONbm+g/lWVuq940uIrbWLiSeRIo1AJZ2A A49TXlHiT4ueHdIWRLWVr+5XgLCPlz/vVNiTf+JelPqvhmR4FLXFo3noB1IH3h+VeU2N6s8Q jlClXHf1rnde+K3iDX3lhhl+wWhyCkHBI9C3X+VbfgvQrjVvCRvrfdK8UzRuvcDggj86xrUX JcyOvC1vZyszVh05FjYRsQjclQ3SopzFp1uxTG4ng9SSaSBruJdhGSO+Oaamm3mq6hDBtJYn gAdPeuPlb0bPVniI8uiNX4Zapptp4iuP7SuY7e7nixb+adqsM8jJ4zwK9e3ggMpBB6EGvnH4 6aOui2WjpGMONwLevArhfDXijWdKAbTdSuYNp+4Hyh+qnivRhTtFI8OpLmk2faHg858dRf8A Xqf50VwP7OHinUPFHiKaXVPKMsEXlho127geeRRVrQk8w/aj1K8b4rajaG5lNvHHFsjLnauV GcCvHie9es/tOLu+Mmq/9c4j/wCOCvKJQFOMcDAq0Iv2MWy23HqxzXuf7Omp+Wb+0B3Ksqu6 HuCMZ/SvDEukkh+QEEdsdK9I/Z7vVh+IEVvKxEdzEyED1HI/lTEz3f4h+HdLV4ruxnS2uXP7 yMAkEf3sDpWt4Q8O6XYaR9qgnS8uZl+aUdvYDtUvizw/b3cMuo2sptr+3Tfuz8ky/wB1h+ma y/A9wjTX9vt2Ss6zAfxGPYBz9GGK81SccVyySs9jrc3KjZPY8b/aU3M2l2bHMoV5M45PIA/l XhVk/lls564Ne1/tFXYn8ZWyKeIrUD8Sxrx6WFDIWGRnqB3r0TlPoz9kb/kPah6FR/Kik/ZF AGt34HTaKKTGcb+0mgPxj1YnukI/8cFeQT/61mI45r718ffCLRPF+tHU7pRHdOAHdRy2BgZr lj+zn4dPWVvyouI+P40AjAA+XH6VvfDbUP7L8d6Vck4VZ1VvoTivqQfs7eHgABM2Bx0pYv2e NAilWWOd1kUghgOQRRcLFjx5eym0srCFiUnPmMQcfKOx5+v5VmWcM+laxpd3vUiRnhfb3Rjx n8ea6yb4WSTMjS69euyDapJ6CnyfDCaRVWTxBfMFOVyeleZWwdWpXVVNabHTCrGMOSx8wfHV 9/xCu17JEg/SvOWAA64Ir7M1T4E6Xqt7Jd6jfTXFzJjdI/JNUz+zt4fPWZvyr07nNY4H9kT/ AJDuo/7o/lRXtvw6+GGm+CL2W40+RmMgwQRRSGf/2Q== X-MS-OL-DESIGN;CHARSET=utf-8: REV:20100111T182559Z END:VCARD